Payment Options

At Toms River Family Dental, we want you to be focused on your dental health, rather than finances. That’s why we make it convenient for you by accepting most major dental insurance plans, and also by partnering with CareCredit and Lending Club.

Insurances & Plans We Accept

  • Aetna
  • Aflac
  • American Dental Network
  • American National Dental
  • Amerident
  • Ameriplan
  • Ameritas
  • Assurant
  • Avia Dental Plan
  • Blue Cross Blue Shield
  • Careington – The Dental Network
  • Carpenters – NJ
  • Carpenters – PA
  • Cigna
  • Community Dental Plans
  • Concordia Plus
  • Decare Dental
  • Delta Dental
  • DeltaCare MI
  • DeltaCare USA
  • Dencap
  • Dental Health Alliance
  • Dental Benefit Provider
  • Dental Network of America
  • Dental Services Organization
  • Dentemax
  • First Commonwealth
  • GEHA
  • Golden
  • Guardian
  • Healthplex
  • Horizon Healthcare
  • Humana
  • International Brotherhood of Teamsters – Local 469
  • Maverest
  • MetLife
  • MIDA
  • Midwestern Dental Plan
  • New Jersey Health
  • Operating Engineers – Local 825
  • Phoenix Home Life
  • Principal
  • Protective Dental Plan
  • Signature
  • Tricare
  • Unicare
  • United Concordia
  • United Healthcare
  • Wellmark
  • Wellpoint Dental

Financing Options


Toms River Family Dental is pleased to partner with CareCredit, North America’s leader in patient healthcare financing. CareCredit lets you begin your treatment right away and pay for it over time with monthly payments that can easily fit into your budget.

  • Help pay for treatments that are not covered under your insurance plan
  • Covers purchases of $200 or more
  • Provides access at over 175,000 different health and wellness providers
  • Learn More

Lending Club

Toms River Family Dental has partnered with Lending Club Patient Solutions to help patients look and feel their very best with flexible financing. Enjoy a more confident smile today with Lending Club Patient Solutions.

  • A simple application process
  • Rates based on amount financed and your credit history
  • No upfront fees or payment and low monthly payments
  • Learn More